Gday folks, I am Kevin Cook, owner and operator of Knc Assist, a disability support provider as well as an Electrician and online web shop. I hope the information here will assist you with many things, including getting simple online quotes today for your Small or home Business insurance needs, as it is my business to help people.

 I use the business insurance provider Biz Cover, which I promote here, and I receive a small payment when you use my links here and use Biz Cover as your insurance provider portal and have them Look after you and your business as well. They are the perfect link between you and Many of the big insurance firms operating in Australia today.

 When you are setting up your home or small business, getting the best value Insurance coverage that actually protects you is one of the annoying but necessary requirements of the process. If you do not have good Professional Indemnity insurance  or Public liability insurance, for instance, there are many other covers that will help you right now.

 For example, we work hard to earn a living, and it can cost a small fortune going to court to defend ourselves and our businesses against the random Muppets wanting to get a free payday or just to be annoying and make a complaint against you, and it makes no difference if they are valid or not it is the process that will cripple you financially and emotionally.

We have all heard or seen the ridiculous claims made by some parasites for a bug or Band-Aid in the soup or simply misunderstood something that was said. As we are not some multi-national entity when we start our businesses, we don’t have lawyers on retainer to help us out Unless we have insurance like that available with Biz cover Click here to go to their website and find out details that will save you stress and money right now.

Please remember I am not an insurance or legal expert, simply a business owner protecting my backside as you will be. Get advice from one as it is confusing. I know I joined with Biz Cover as it was the ONLY one I found in Australia I could trust that covers me as a Disability provider and sole trader, as well as many other types of home and sole trader businesses.

As a Sparky working in mining and marine, getting business insurance it was very expensive elsewhere, and as a Disability worker and provider, it was non-existent with other companies directly. Please let me know if you have found another provider so I can compare the market to my existing provider, Biz cover. Finding insurance for a business that is not mainstream can be hard. When I tried to get cover for being an Underground mine electrician or Support and personal assistance fark me sideways was my response to the hassles and lack of options available.

So, what is Professional Indemnity Insurance anyway, and is it what you require to find out here right now risk free, If you’ve got questions about all things involving Professional Indemnity insurance, then you’ve come to the right place! BizCovers simple and easy-to-understand Professional Indemnity guide covers some of the basic questions you may have about Professional Indemnity insurance, like what it means, what does it cover and exclude and some of the types of events that may result in a Professional Indemnity insurance claim.

Professional Indemnity Insurance protects professionals against claims of negligence or breach of duty made by a client as a result of receiving professional advice or services from your business.

If someone alleges that you’ve made a mistake, overlooked a critical piece of information, miss stated a fact, or they have misinterpreted you in the course of your work, and this results in a financial loss for your client, then they may take legal action against you to recover these losses.

It makes no difference if an allegation is true or not; Professional Indemnity Insurance seeks to protect your assets, your reputation, and money in your pocket should this occur. This means you can continue in your business without the stress of financial or reputational ruin should a claim arise.

The risk of claims against you isn’t always determined by your skill or level of professionalism. There is always the risk of an unhappy client making a claim against you simply because they can and with the current climate people looking for a way to get money has only increased there are those that make a lifestyle form doing so and as you can’t control this, Biz cover  is there to make sure you have some control in what happens next.

Regardless of the facts of a claim, your Professional Indemnity Insurance will pay for your legal defence as well as any judgments or settlements that you or your business may have to pay to compensate the suing party, up to stated policy limits.

Going to court to defend a claim might be in your ‘too-hard basket’. However, when you consider that not going and defending yourself could be viewed as an admission of guilt and have worse repercussions on your reputation as a business in the long run. The last time I had to use a law firm for something, it was hundreds of dollars to get a bit of their time and a letter sent, so getting my self-business insured is a no-brainer for me.

If you have to make your debut in front of the judge, make sure it’s not costing you your firstborn as a down payment. Please save your self some grief and click here to Get a quote right now.

Best Regards Cookie

Kevin cook

Knc Assist